Al Masraf’s incorporation was an outcome of the vision, wisdom, and farsightedness of His Highness Sheikh Zayed Bin Sultan Al Nahayan and Their Highnesses, The Rulers of other Emirates. The pristine purpose of ARBIFT’s existence was based on nation’s leadership and ideology of mutual co-operation and promotion of joint investments in the Arab countries.

The bank was established in 1976 by a special decree signed by the rulers of the seven Emirates. It is owned by the Federal Government of the United Arab Emirates and two respected Arab banks, The Libyan Foreign Bank, Libya and Banque Exterieure d'Algerie – Algeria.

Al Masraf benefits from a pan-Arab culture and identity. This gives the bank a competitive advantage in achieving it’s original mission of helping to promote and develop investment and trade relations between Arab nations.

Al Masraf operates from a geo-politically strategic location in the Middle East, enabling it to play a crucial role in linking the West and the East.

Al Masraf has one particularity which is its federal identity. This fact has characterized the bank’s activities throughout it’s 33 years of history and is planned to continue to play a considerable role in the bank’s future strategy of modernization and development.

Currently, Al Masraf is engaged on the path of major modernization across all levels of the organization, to realize it’s dynamic mission and ambition of being ‘Preferred. Trusted and Pioneering Bank’ in the region.

Al Masraf enjoys the status and privilege of torchbearer in translating the e-governance initiatives of the Government of UAE into successful business and service processes. Al Masraf has provided significant support to e-Dirham and e-Guarantee initiatives of the Ministry of Finance and Industry. Al Masraf plans to improve and expand the reach for the existing services to all emirates of the UAE.

At present it has seven branches and sub-offices across the UAE and a network of correspondents relationships throughout the globe. Its primary aim is to achieve a leading position in the banking industry. Opening of overseas branches and representative offices in Arab countries are also scheduled.

Strategic moves are being taken continuously to further strengthen its growth by aggressively entering in retail and commercial banking and to realize its visions of becoming one of the most Preferred, Trusted and Pioneering bank the region.