Real Estate

As one of the leading providers of real estate finance in the UAE, Al Masraf plays a major role in supporting infrastructure and real estate developments across the country, ranging from the construction of road networks and bridges to multi-storey commercial and residential estates and buildings. Our Real Estate Division has been established to further enhance the role of real estate solutions within the bank. The division is supported by qualified and experienced management with the capability to deliver assignments throughout the whole region.

Al Masraf Real Estate Division proactively approaches every property as an investment, giving it the special care and detailed attention that ultimately enhances value and helps reduce costs. Our approach to each project is tailor-made and includes: comprehensive market analysis, pro forma cost estimates and income projections, financing arrangements along with market and lease negotiation, and property management. 

              We offer our customers construction, bridge, and permanent financing for income property types including office, retail, mixed use and multifamily. Our timely decision-making and the ability to structure a transaction based on the needs of the borrower make us the best choice for your next commercial real estate loan. We understand what it takes to work through issues that may arise by having common sense underwriting with uncommon flexibility.  

It does not matter how large your project is, Al Masraf Real Estate Division has the ability to arrange all your project funding needs. Our financing rates and custom-made solutions are very competitive in comparison to others in the market.

              Big ideas are worthy of praise, but it’s the effective implementation of those ideas which brings success. Al Masraf’s track record as a developer shows that we are extremely successful. Time and again, we effectively bring big ideas to fruition. We do it by meeting every need, anticipating every contingency and dealing with it one step, or better still, one square foot at a time.

Implementing development plans is an intricate and often delicate process of overcoming roadblocks. One recurring obstacle is part of human nature ­– resistance to change. Part of our success lies in our ability to walk that challenging path, to dissipate resistance to change, and to gain community acceptance of a project and the change it represents.

Once a development concept is accepted, a whole new set of concerns must be addressed by bridging the gap between the idea and its implementation. Under our oversight, the project takes shape meeting stringent timetables, on budget, and square by square. And the picture is completed. The owner sets the project goals and objectives. The Real Estate Division's role is to ensure these are achieved by guiding the development process on behalf of a well-informed and involved client. The result is a facility that meets the owners' goals and exceeds expectations.

Al Masraf Real Estate Division maximizes a site's potential through innovative creation of office, retail and commercial buildings. The creation of a custom-designed building, from conception through finished construction and lease-up, involves many exacting steps.

Maximizing operational efficiencies and creating a quality environment for tenants produces the best possible results for Al Masraf clients and investors. We apply our market expertise, high standards and sound decision-making to each opportunity as it arises. And we continually enhance our service capabilities and systems, relying on efficiencies brought by changes in technology and the innovations of the experts we hire to manage our properties.

Al Masraf Real Estate Division has over 25 years of experience in the successful management of office, retail and residential rental properties. In recent years, the division has also expanded its services to include the management of Al Masraf clients. The complex demands of the ever-changing rental market require a strong management partner with both the experience and the market knowledge to ensure success.

Our experience is your gain. We work to maximize your income potential and to improve your bottom line within the guidelines and goals that you set. We can help you to better understand your property's operation, and at the same time, minimize or totally eliminate your day-to-day involvement with your property.

By utilizing our proven expertise you will have the peace of mind that comes with receiving accurate, up-to-date, and easy-to-understand information about your operation. You will be able to concentrate your time and attention elsewhere. And you'll know that we are doing all the right things to maximize our property's output and potential in the way you want it done.

              Diversity and imaginative design have played a major role in Al Masraf Real Estate portfolio of work. Our project management role can be provided either as a separate service on specialist regeneration projects or as part of a joint venture or development initiative. We also project manage major joint venture proposals through the planning and feasibility phases to bring them to an implementation stage.

Our Real Estate Division is built on the skills and expertise of goal-oriented professionals whose primary focus is to deliver consistently superior service and performance. We are committed to measuring the quality and effectiveness of our service performance and learning from the results. This process of continuous evaluation, response, and improvement ensures quality and consistency at every service level. During our more than 25 years of experience in building, owning, and managing one of the largest commercial real estate portfolios in the United Arab Emirates, our division has developed a management approach that encompasses all service capabilities and systems throughout the organization.

We understand that as an owner each client has specific financial objectives as well as performance expectations of their service providers. The division is staffed with experienced, organized, and goal-oriented teams whose primary concern is the economic interest of the client. Our ability to offer consistent services through our experienced and highly proficient teams result from our capacity to hire and retain the industry's most talented individuals.