Moain : Personal Loan

Al Masraf’s personal loans are a highly personal affair. By applying for Moain Personal Loan, you can have the purchasing power to indulge yourself, be it by shopping at your favorite designer store, traveling, or even paying your tuition fees. It’s your choice.

• Lowest Interest Rates: Our personal loan rates start as low as 9.5% for UAE nationals and 10.5% for expatriates.

• Varying Loan Amounts: UAE nationals can be granted amounts equaling 55* times and expatriates 24* times their salary, with the maximum loan amount reaching AED 250,000

• Flexible Repayment: The repayment tenor on our personal loans is an outstanding feature. UAE nationals can enjoy flexible repayment periods up to 165* months and expatriates up to 72* months

• Grace Periods: To make this already attractive service more convenient, we defer loan payment periods up to 90* months for UAE nationals and 30* months for expatriates

• Minimum salary requirements as low as AED 2,500

• No guarantors required

• Two installments deferrals per year

• One special deferment during the holy month of Ramadan or Eid period

• FREE life insurance in case of death or permanent, total disability

• No minimum account balance required